Updated November 2026
Swiss promo codes 2026: bank, broker and pillar 3a
All promo codes of Swiss finance blogger Helga Baechler (liebefinanzen.ch / lovelyfinances) in one place. Copy the code, enter it when you open your account and get your bonus.
By Helga Baechler, certified wealth advisor IAF · conditions checked November 2026
I test Swiss banks, brokers and pillar 3a apps with my own money. With my promo codes you get a bonus when you open an account, and it costs you nothing extra. Always enter the code during sign-up, most providers cannot add it later.
All my Swiss promo codes at a glance
| Provider | What it is | Promo code | Bonus |
|---|---|---|---|
| Swissquote | Swiss online broker | MKT_LIEBEFINANZEN | CHF 100 trading credits |
| Yuh | Banking and investing app | YUHLIEBE | CHF 50 trading credits + 250 Swissqoin |
| finpension | Pillar 3a, vested benefits and investing | LIEBXP | CHF 25 fee credit |
| neon | Free Swiss bank account | liebefinanzen | CHF 10 starting credit |
| Coop Supercard credit card | Free credit card | liebefinanzen | 1’500 Superpoints (CHF 15) |
| findependent 3a | Pillar 3a app | liebe3a | CHF 2’000 invested fee-free with no time limit |
| findependent Invest | Robo-advisor | liebefinanzen20 | CHF 20 starting credit |
| Descartes | Vested benefits and pillar 3a | liebefinanzen | CHF 50 bonus on vested benefits |
| VIAC | Pillar 3a app | FNEzQPg | see conditions in the app |
| Zak | Banking app by Bank Cler | ZAKLOV | CHF 50 |
*Advertising, affiliate codes. Bonus and conditions according to the providers, as of November 2026. Most offers require a residence in Switzerland.
Swissquote promo code: MKT_LIEBEFINANZEN
The Swissquote promo code is MKT_LIEBEFINANZEN. It gives you CHF 100 trading credits. Enter it in the «Legal information» step when you open your account and pay in at least CHF 1’000 within 30 days. The offer is for people living in Switzerland. Swissquote is my own broker since 2020. More in my Swissquote promo code guide.
Yuh promo code: YUHLIEBE
The Yuh promo code is YUHLIEBE. You get CHF 50 trading credits and 250 Swissqoin. Enter it under «Your promo code» when you sign up and pay in at least CHF 500. The credits are valid for 3 months. You must be 18 and live in Switzerland. Details in my Yuh promo code guide.
finpension promo code: LIEBXP
The finpension promo code is LIEBXP. It gives you a CHF 25 credit towards your fees and works for finpension pillar 3a, vested benefits and finpension Invest. Enter it when you open your account or within 24 hours. The credit comes when you pay in or transfer at least CHF 1’000 within 12 months. finpension is my number one for pillar 3a. More in my finpension promo code guide.
neon promo code: liebefinanzen
The neon promo code is liebefinanzen. You get a CHF 10 starting credit on your free Swiss bank account. Enter the code during onboarding in the app, it cannot be added later. More in my neon review.
Coop Supercard credit card code: liebefinanzen
The Coop Supercard credit card code is liebefinanzen. It gives you 1’500 Superpoints, worth CHF 15, when you apply for the free credit card. More in my Coop Supercard credit card review.
findependent promo codes: liebe3a and liebefinanzen20
For findependent pillar 3a, the code is liebe3a. You invest CHF 2’000 fee-free with no time limit. For findependent Invest, the code is liebefinanzen20 for a CHF 20 starting credit. Only one findependent code applies per person, so choose the one that fits you.
More codes: Descartes, VIAC and Zak
The Descartes code is liebefinanzen for a CHF 50 bonus on vested benefits. The VIAC code is FNEzQPg. The Zak code is ZAKLOV for CHF 50. Conditions can change, so check them in the app before you sign up.
Which code should I use first?
If you are new in Switzerland, start with three accounts. A free bank account such as neon or Yuh, a pillar 3a with finpension to save tax and a broker such as Swissquote or Yuh to invest. My investing guide for beginners explains the order step by step.
Frequently asked questions about Swiss promo codes
What is the Swissquote promo code?
The Swissquote promo code from liebefinanzen.ch is MKT_LIEBEFINANZEN. It gives you CHF 100 trading credits if you pay in at least CHF 1’000 within 30 days. For residents of Switzerland.
What is the Yuh promo code?
The Yuh promo code is YUHLIEBE. You get CHF 50 trading credits and 250 Swissqoin after a first deposit of at least CHF 500.
What is the finpension promo code?
The finpension promo code is LIEBXP. It gives you a CHF 25 fee credit for pillar 3a, vested benefits or finpension Invest if you pay in or transfer at least CHF 1’000 within 12 months.
What is the neon promo code?
The neon promo code is liebefinanzen. You get a CHF 10 starting credit when you enter it during onboarding.
What is the Coop Supercard credit card promo code?
The code is liebefinanzen. It gives you 1’500 Superpoints, worth CHF 15, when you apply for the Coop Supercard credit card.
What is the findependent promo code?
For findependent pillar 3a the code is liebe3a (CHF 2’000 fee-free with no time limit). For findependent Invest it is liebefinanzen20 (CHF 20 starting credit). Only one findependent code applies per person.
Can I add a promo code after opening my account?
Usually not. Enter the code during sign-up. finpension is an exception, there you can still enter it within 24 hours.
*Advertising, affiliate codes, no extra costs for you. This page is not investment advice. Conditions as of November 2026, providers can change them at any time.