finpension promo code 2026
CHF 25 per product
With the finpension promo code LIEBXP you get CHF 25 in fee credits for your pillar 3a, vested benefits account and finpension Invest. Here is how to redeem it.
Updated on 13 November 2026 · by Helga Baechler, certified wealth advisor IAF and finpension customer herself
Want to save taxes with pillar 3a and keep your fees low? finpension is my number one for pillar 3a in Switzerland, and with my finpension promo code you start with a CHF 25 fee credit.
What is the finpension promo code?
The current finpension promo code is LIEBXP. It gives you CHF 25 in fee credits per product, for pillar 3a, vested benefits and finpension Invest. You need to deposit or transfer at least CHF 1’000 within 12 months. You enter the code in the last step of the sign-up.
finpension
CHF 25Fee credit per product
- Pillar 3a from approx. 0.39 % per year
- Up to 99 % shares possible
- Enter the code in the last sign-up step
Only for residents of Switzerland, after depositing or transferring CHF 1’000 within 12 months. *Advertising, affiliate link.
The key facts in 30 seconds
- Bonus: CHF 25 fee credit, separately for each product you open.
- Products: Pillar 3a, vested benefits (Freizügigkeit) and finpension Invest.
- Condition: Deposit or transfer at least CHF 1’000 within 12 months. Partial amounts count. How the transfer works is explained in my guide transfer pillar 3a.
- Existing customers: Yes, when you open an additional finpension product.
- Forgot the code? You can add it up to 24 hours after signing up.
How to redeem the finpension promo code
Sign up for free. Download the finpension app or open the web app in your browser. Enter your mobile number and choose a password.
Choose product and strategy. Pick pillar 3a, vested benefits or Invest, then your investment strategy. Up to 99 % shares are possible.
Enter the code. In the last step, type LIEBXP into the promo code field.
Deposit or transfer money. Pay in at least CHF 1’000 within 12 months, or transfer an existing pillar 3a from your bank. Partial amounts count too.
Receive the bonus. As soon as the condition is met, finpension credits the CHF 25 automatically. You do not need to request anything.
Forgot the code?
You can still add LIEBXP up to 24 hours after signing up. Open your portfolio, tap the referral programme symbol (thumbs up) and enter the code there. My step-by-step guide with screenshots is here: Open a finpension 3a account.
Which products does the code work for?
The code works for all three products, and separately for each one. If you open a pillar 3a first and an Invest portfolio later, you get the CHF 25 a second time.
| Product | Bonus with LIEBXP | Fee per year |
|---|---|---|
| finpension pillar 3a | CHF 25 | 0.39 % plus 0 to 0.03 % fund costs |
| finpension vested benefits | CHF 25 | 0.49 % all-in |
| finpension Invest | CHF 25 | 0.39 % plus ETF costs |
Condition in each case is CHF 1’000 deposited or transferred within 12 months. As of November 2026, check the current conditions with finpension before opening your account.
Why finpension? More than the bonus
The CHF 25 is a nice start. The real reason for finpension is the low cost. At approx. 0.39 % per year, its pillar 3a is one of the cheapest in Switzerland, and low fees make a far bigger difference over many years than any one-off bonus. That is why finpension is number one in my pillar 3a fees comparison.
What I like
- Pillar 3a from approx. 0.39 % per year
- Up to 99 % shares possible
- Up to 5 separate 3a portfolios for staggered withdrawals
- Change your strategy for free at any time
Good to know
- The bonus is a fee credit, not cash
- Only for residents of Switzerland
- The code can only be added up to 24 hours later
- Shares fluctuate, there is no guarantee
Bonus not received? The most common mistakes
- Code entered too late. LIEBXP belongs in the last step of the sign-up. You can only add it up to 24 hours afterwards.
- Not enough deposited. The CHF 25 only arrives once at least CHF 1’000 has been deposited or transferred within 12 months.
- Typo. Enter LIEBXP in capital letters without spaces, best copy it from above.
- Expecting cash. The bonus is a fee credit and is offset against your finpension fees.
Tips for expats
If you work in Switzerland and pay into a pension fund, you can pay into pillar 3a every year and deduct it from your taxable income. When you change jobs or take a break, your pension fund money can go to a vested benefits account, and finpension offers both. All providers are compared in my vested benefits account comparison. If you leave Switzerland for good, you can usually withdraw your pillar 3a. All the details are in my guide pillar 3a for expats.
Not sure yet which provider fits you? Compare finpension with the others in VIAC vs finpension vs Frankly. Never combine pillar 3a with an insurance policy, saving and insuring together is far too expensive.
Frequently asked questions about the finpension promo code
What is the current finpension promo code?
The current code is LIEBXP.
How big is the bonus?
You get a CHF 25 fee credit for each product you open.
How much do I have to deposit?
At least CHF 1’000 within 12 months. Transferring an existing balance also counts, and partial amounts are possible.
Where do I enter the code?
In the last step of the sign-up in the promo code field. Forgot it? Up to 24 hours later via the referral programme symbol in your portfolio.
Does the code also work for existing customers?
Yes, as soon as you open another finpension product, for example an Invest portfolio in addition to your pillar 3a.
When is the bonus credited?
Automatically, as soon as you have deposited or transferred CHF 1’000.
Is finpension available in English?
Yes, the finpension website is available in English, so you can read all the conditions in English before you sign up.
Conclusion
If you want to open a pillar 3a or vested benefits account anyway, LIEBXP is worth it. Entering it takes a few seconds and gives you CHF 25 per product. Even more important than the bonus are the low fees, which add up to much more wealth over the years.
Read more
Not investment advice. *Advertising, affiliate links. If you open an account with my code, you get the bonus described and I may receive a commission. This costs you nothing extra.